Recent Articles
Is IRebuildCredit A Scam?
I am writing this as a personal note to all my potential visitors and people I help. I am not charging to help anyone out in rebuilding his or her credit. You will not ever have to give me personal information. I am simply here to assist you in the process. I have experienced bad credit myself. In fact, I had a credit score of 534! I now have a credit score of 815. It took a long time, and many communications between the credit reporting companies and past creditors. [...]
Avoid Bad Credit Loan Scams And Bad Credit Information You May Find Online
When you are going through problems with credit debt and creditors, you want to know all your options concerning credit card reports, debt settlement programs, and credit scores. While you may receive some advice from family and friends concerning your bad credit, you may want to do additional research to find the right answers to your credit problems. The Internet has become a convenient technological resource in finding out information about bad credit debt. It allows you to communicate and find answers from expert financial advisors, professional lenders, and other [...]
Do Inactive Credit Lines Affect Your Credit Score?
You are financially responsible with your credit cards. You have a great credit score with credit card companies going out of their way to offer you more lines of credit and premium credit card upgrades. But that is the problem. You accept the offers until the time comes when you have so many that you simply don’t know what to do with all of them. You have your favorite credit cards that you use frequently. But other cards just sit in your wallet or purse collecting dust. You’ve heard on [...]
Open a Bank Account With Bad Credit – Non Chex Systems Banks
You’re bad at finances. It was just never your strong point in keeping track with your purchases and how much you had in your banking account. You may have bounced checks, had tons of overdrafts on your account, and in one forgetful moment you forgot to put the money in the envelope when making an ATM deposit. The financial mismanagement, you are finding it hard to open a new bank account. Banks are refusing to open a new account due to the fact that you have been reported to ChexSystems. [...]
How Credit Card Debt Differs In Community Property States
This may come as a surprise, but where you live can affect your debt and who is responsible for it during marriage and divorce. Normally, if you have a credit card specifically in your name, you are responsible for all debt on that card no matter what happens in your personal life. Even if you get married, that debt remains specifically with you. The creditors cannot call your spouse and demand for him or her to pay the debt, because your spouse did not sign your credit card agreement and [...]
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